EFTs becoming more popular as a way to pay. The EFT is designed to pay many suppliers with one transaction (one amount goes out of my bank but gets dispersed to many accounts payable). There does not seem to be a way to do this and apply that payment to various payable accounts in AgExpert. In my opinion, having to do a separate EFT for every account payable defeats the purpose of using EFTs. Many of my suppliers are moving to EFT because that is how they pay their suppliers.